Homeowner’s Claims Process Explained, Accidents happen. That’s why you purchase insurance; to cover the costs of when the unforeseen occurs. Your house is struck by lightening. A pipe bursts and floods the building. A tree falls on your home. Your homeowner’s policy, minus the deductible, pays to fix the damages. Eventually—depending on the extent of […]
Save Money and Have Fun by Safely Putting Away This Year’s Decorations. Christmas is over. Maybe you’ll keep the tree up another week to enjoy, but eventually you’ll have to pack away all those decorations for next year. Whether you spent hundreds of dollars on holiday décor or not, thoughtful organizing this month can save […]
It’s the holiday season. Many families in Maryland, Virginia, and D.C. are using their internet for long distance learning, work, shopping, and entertainment. This extensive computer use can leave equipment vulnerable to criminal cyber attacks. Whether your computer information is hacked and held for ransom or personal data is stolen— familiarize yourself with the insurance […]
Mold spores are everywhere in nature. Mold can grow anywhere in your home. So how do you prevent it from getting out of control? The key to controlling mold, according to the EPA, is regulating moisture. Anywhere there is dampness such as along the grout lines of a tile shower or the corner of a […]
Prevent House Fires and Property Damage Fire safety begins in the laundry room. Yes, the laundry area. According to the National Fire Protection Association (NFPA) Dryer and Washer fires were the sixth leading cause of home fires between 2011 and 2015, causing more fires than candles, but less fires than space heaters. Dryers and washing machines […]
Outside is the safest place to entertain during the Coronavirus Pandemic, so many people have been gathering on porches and patios. As November approaches, the average temperature will fall down to the 50’s in Maryland, D.C. and Virginia, but it is not time to hibernate. With a sweater or light jacket, you can still enjoy […]
Your insurance bill arrives. Whether you are looking at an email, text, or letter; you want to learn the amount due. And if the rate has gone up you’re angry. You don’t want to pay more money for insurance than you have to. But what is the right amount? And are there ways to bring […]
Americans are spending more time at home. In the Mid-Atlantic region—Maryland, Virginia, and Washington D.C.—there’s been a surge in the real estate market due to pent up demand and historically low interest rates. Safety concerns due to the coronavirus mean that many people continue to work from home. They are purchasing larger houses with […]
Fall is the time to start preparing your home for the winter months, while the temperatures are still moderate. In Maryland, Virginia and the Washington D.C. region smart homeowners are getting organized. Addressing problems before they happen means safer holidays and fewer insurance claims. Check your home’s heating and cooling system Before the […]
How Will Your Family Celebrate Halloween This Year? On doorsteps sit large orange pumpkins. Porches are draped with white fuzzy spider webs and plastic skeletons dangle from trees. Halloween is almost here. In Maryland, Virginia, and the Washington D.C. area local officials are asking that children not go trick or treating due to safely concerns […]