David L. Smith has been an insurance professional for over 27 years. He joined the Crilly Agency in 2019 when the David A. Smith Agency became part of Crilly Insurance. David considers the most important aspect of his job to be listening to customers. “Whether it’s auto insurance, homeowner’s insurance, life insurance, commercial insurance, or a 401k/IRA account, I take pride,” he says, “In alleviating my client’s concerns by showing them how to protect themselves through our large selection of insurance products.”
A Commercial Line Coverage Specialist (CLCS), he holds licenses in property & casualty, Life & health, and Series 6 (financial products). “Each case is completely different,” he explains when describing his attraction to selling commercial policies. “I like the challenge of finding the best coverage for each client.”
When it comes to buying insurance, David would like customers to know that the key to success is finding an agent who is willing to take the time to understand your situation, explain how best to cover your needs and to implement cost-effective coverage that meets or exceeds your expectations. Even after a policy or financial product is purchased, a good agent will continue to monitor the policy status and be prepared to modify coverage when appropriate.
A Baltimore native, David with his wife Karen and their two sons reside in Ellicott City, which David loves for its family-friendly atmosphere. David is a devoted Howard County softball player as well as an umpire for adult Softball and Kickball leagues. A Dallas Cowboys season ticket hold and super fan, he also collects classic (1992-present) pinball machines.