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Your Condo insurance policy protects you in a number of ways and like other insurance policies designed to protect your home it  can cover theft, certain natural disasters, bodily injuries, loss of use, and water back up damage.

Personal Property Coverage:  Condo insurance provides coverage for clothing, furniture and other items in your home.  Luxury items and valuables can be covered as well if they are listed at an additional cost. For example you may have a collection of fine wines, coins,  or jewelry you may want insured.

Loss of Use: It can provide reimbursement for loss of use if you are unable to live in your home due to a covered loss. 

Condo Loss Assessments:  This coverage may help pay for assessment fees charged by your association after a covered loss.

Personal Liability: Renters insurance can provide help with paying for bodily injury  caused by an accident that occurs in your rental unit.. And can help pay the medical or funeral expenses of someone who is injured on your property.

Building additions, alterations and installations: Will pay for covered damages to improvements you have made to your home.

Credit Card Coverage: Will pay up to a selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. This also applies to forged checks and counterfeit money.