YOUR luxury home POLICY

If you own a Luxury Home, the kind of home that has a high building replacement cost, there are homeowner policies designed specifically to protect your investment that offer higher coverage limits. A customized high-value homeowners insurance package provides higher coverage amounts and will be able to protect your valuables from additional risks not covered by a standard homeowners insurance policy.

Personal liability protection and expanded protection through an umbrella policy and excess liability policy can add another level of protection. Packaging several autos together with your property can save you money and give you attractive liability limits when purchasing from the same company. Our agents will be happy to provide you with multiple quotes, to help you find the best coverage at the best price.

To protect your luxury home, you may also want to insure against floods and earthquakes. Through riders or paired policies, the Crilly agency can help you build a protection package that covers your home against nearly any risk, including those overlooked by off-the-shelf policies.

New changes in flood insurance rules now enable us to work with clients to choose their own coverage provider and bypass the artificially low coverage limits offered by National Flood Insurance Program (NFIP) policies. You can supplement your coverage or replace your policy altogether, depending on your needs, to protect both your home and your valuable personal property.

Customize your coverage to also protect:

  • Secondary residences including vacation homes
  • Boats
  • Classic and luxury cars
  • Cyber Security