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Renter’s insurance is a type of property insurance designed to protect the personal possessions of individuals or families renting an apartment, house, condominium or even a dorm room. This type of policy can cover theft, loss of use,  certain natural disasters, bodily injuries and water back up damage.

Personal Property Coverage:  Basic renter’s insurance can provide coverage for clothing, furniture and other belongings.  Additional coverage for precious items is available.

Loss of Use: It can provide reimbursement for loss of use if you are unable to live in your home due to a covered loss. 

Personal Liability: Renters insurance can provide help with paying for bodily injury  caused by an accident that occurs in your rental unit.. And can help pay the medical or funeral expenses of someone who is injured on your property.

Building additions, alterations and installations: Will pay for covered damages to improvements you have made to your home.