Why Working With An Independent Insurance Agent is Your Best Choice
Need help with your insurance? There are plenty of great insurance companies to choose from. An independent Insurance Agency can help you find the best coverage at the lowest price.
An Insurance Agent that only sells for one company limits your choices. An Independent Insurance Agency like The Crilly Insurance Agency provides you with the freedom to compare companies without changing agents.
There can be good reasons for staying with the same insurance company year after year. Long time customers often qualify for loyalty discounts. But wouldn’t you like to compare the rates of various companies? Working with an Independent Insurance Agency gives you the best of both worlds. Having the security of working with someone who knows your needs is why working with an Independent Insurance Agent is a good choice.
A Variety of Companies and Options
A captive agent, who works for one company, has limited products. One day, those products may not be right for you. An independent agent works with a variety of companies and thus has access to more markets. They will be able to get you coverage at the lowest prices and can also find ways to cover potential gaps in insurance to work with policies you already have.
Saving You Money
If you are looking for ways to save money, it’s a good idea to review your insurance each year. An independent agent is not tied to one company so they can help you compare the products and prices of a variety of companies. It’s their job to help you take advantage of multi-policy discounts and compare products. This can provide you with significant savings.
Working for the Client
Because an independent agent is not specifically affiliated with one company, their allegiance is to the customer. Their broader knowledge can help you understand the process, in the event you have a claim.
Many Different Types of Insurance Under One Roof
Often customers will need to buy their business insurance from one agency and their personal insurance from another agency because they don’t always offer an array of products. But an Independent Insurance Agency will usually handle all different types of insurance—from homeowners and auto to business liability, pet insurance, commercial insurance and classic car insurance. We offer all these products at The Crilly Insurance Agency.
An Independent Insurance Agency like The Crilly Insurance Agency provides you with the freedom to compare companies without changing agents.
Personal Service from Licensed Professionals
When you go online to compare companies and get insurance quotes for your auto insurance, do you understand what is covered and what is not covered in your policy? Buying online, without directly interacting with an insurance agent, may seem convenient at the time—but suppose you need to file a claim and you suddenly learn that what you thought was covered in you policy is not. A licensed Insurance Agent can explain the difference between types of insurance and the different carriers. Getting quotes quickly over the internet isn’t helpful if you don’t understand the difference between the quotes themselves. At the Crilly Agency, all our agents are licensed agents who are continually taking continuing education classes to stay informed as to changes in the insurance industry.
Assistance with Claims
Insurance is purchased, to protect you in the event you suffer a loss. Depending on the type of situation, filing an insurance claim can be a nerve racking experience. But when you have a local agent, who understands the process and is familiar with you and your policies; the experience can be relatively stress free. When you have questions—before, during, or after a claim is filed—the Crilly Agency is available to answer your questions and help guide you through the claims process. A good independent insurance agent can tell you what to expect and how to proceed to get repairs done and receive your reimbursements as quickly as possible.
An Independent Insurance Agency provides you with access to the best products and services available on the market. A locally owned Insurance Agency has an investment in the community to make certain their clients are happy because their employees see those clients in their neighborhoods every day. At the Crilly Agency, let’s work together to find the best products for your needs. Give us a call at 410-571-1771.